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Major Organ Transplant
– Undergoing surgery as a recipient of a transplant of a human heart, lung, liver, kidney, or pancreas.
Insured Person(s) –
- If contractor coverage is shown in the certificate schedule, we insure the contractor.
- If coverage is for the spouse of an eligible contractor, we insure the contractor as shown on the certificate schedule.
- Coverage for dependent children may be included in an attached rider (if applicable).
- If any person who would otherwise be a contractor is specifically excluded from coverage by endorsement to the certificate or by the application, then such person shall not be insured.
- Any other additions to the insured class must be added by endorsement after applying to the company.