Date of Diagnosis

The date of diagnosis is:

  1. For Cancer and/or Carcinoma in Situ – the day the tissue specimen, blood samples and/or titer(s) are taken on which the diagnosis of cancer or carcinoma in situ is based.
  2. For Heart Attack – the date that the death (infarction) of a portion of the heart muscle occurred based on the criteria listed under Heart Attack definition.
  3. For Stroke – the date a stroke occurred based on documented neurological deficits and neuro-imaging studies.
  4. For end stage Renal Failure – the date that your doctor or physician recommends that you begin renal dialysis.
  5. For Major Organ Transplant Surgery or Coronary Artery Bypass Surgery – the date the surgery occurs for covered transplants or covered coronary artery bypass surgery.